60% of SMBs that suffer a cyberattack close within 6 months

Is Your Business Really
Protected When Hackers Strike?

Most small business owners think they're covered — until they file a claim.
Upload your cyber policy and find out the truth in 60 seconds.

$4.9M Avg. data breach cost
43% Of attacks target SMBs
60 sec To get your results
Encrypted upload  ·  No account required  ·  Results in under 60 seconds
$500K+
Average ransomware demand for SMBs
IBM Security Report 2024
1 in 3
Cyber claims denied due to policy gaps
Coalition Cyber Claims Report
21 days
Average business downtime after a breach
Coveware Q4 2024
68%
Of SMBs don't know what their policy excludes
Hiscox SMB Survey 2024
The Real Risk

Your Policy Probably Has
Dangerous Gaps

Most SMB cyber policies look solid on the surface. But buried in the fine print are exclusions that could leave you completely exposed.

Ransomware Sublimits

Your policy may show a $1M limit — but a buried sublimit means ransomware is only covered up to $50K. Average demands are 10× that.

↑ #1 cause of denied claims

Wire Fraud Exclusions

A fake email tricks your bookkeeper into wiring $80K. Your policy calls it "social engineering" and excludes it entirely. This happens every day.

↑ Fastest growing cyber threat

No Business Interruption

You're shut down for 3 weeks after a breach. Your cyber policy has a 72-hour waiting period and a $25K cap on lost revenue. Your actual loss? $180K.

↑ Avg. downtime: 21 days
How It Works

3 Steps. 60 Seconds.
Total Clarity.

1

Upload Your Policy

Drag and drop your cyber insurance PDF. Encrypted immediately — we never store your document.

2

AI Scans for Gaps

Our AI analyzes 40+ coverage categories, exclusions, sublimits, and deductibles in seconds.

3

Get Your Risk Report

Plain-English summary of what you're covered for, what you're not, and exactly what to fix.

Free Analysis

Find Out What Your Policy
Actually Covers

Stop guessing. Upload your policy now and know exactly where you stand before something goes wrong.

  • Covers ransomware, wire fraud, data breaches & more
  • Flags hidden exclusions & dangerous sublimits
  • Tells you exactly what to ask your broker to fix
  • 100% free — no account, no sales call
Secure Policy Analyzer
256-bit encrypted · Zero data retention
Used locally only — never transmitted to our servers
Drop your policy PDF here
PDF, DOC, DOCX · Max 50MB
Choose File
File ready
256-bit encrypted
Zero data retention
Results in 60 seconds
Confidential analysis
Parsing document…
Extracting coverage terms…
Scanning for exclusions…
Benchmarking limits…
Building your report…
Sample Report

Here's What You'll Get

A real example of what our AI finds in a typical SMB cyber policy.

CYBERREADYCHECK REPORT — ACME PLUMBING LLC
Sample · Not real data
Readiness Score
58/100
⚠ Needs Immediate Attention
Critical Gaps Found
3
High Severity Issues
Wire Fraud CoverageMissing
Ransomware Sublimit$50K only
Regulatory FinesExcluded
Coverage Breakdown
Data Breach Response✓ Covered
Business InterruptionPartial
Cyber ExtortionSublimited
Social EngineeringNot Covered
Third-Party Liability✓ Covered
Key Limits
Aggregate$1,000,000
Ransomware$50,000 ⚠
Business Interruption$250,000
Deductible$10,000
Top Actions — Bring These to Your Broker
1.Add a social engineering / wire fraud endorsement — this is a low-cost add-on most brokers skip.
2.Remove or raise the $50K ransomware sublimit — average demands for SMBs are now $500K+.
3.Negotiate removal of the regulatory fines exclusion, especially for PIPEDA/provincial privacy laws.
Why CyberReadyCheck

Stop Assuming.
Start Knowing.

60s

Instant vs. Never

Most business owners never actually read their policy. We read it for you in 60 seconds and flag exactly what matters.

40+

Coverage Categories

Ransomware, wire fraud, regulatory fines, business interruption, PR costs — we check every category your insurer uses to deny claims.

$0

Free to Use

No account, no credit card, no sales call. Upload your policy, get your report. That's it. Use the results at your next renewal.

100%

Plain English

No insurance jargon. We tell you exactly what's missing and exactly what to say to your broker to fix it.

0

Data Stored

Your policy document is analyzed and immediately deleted. We never store, share, or use your documents after analysis.

AI

Insurance-Trained

Built on AI trained specifically on cyber insurance language — not generic AI. It knows the difference between a sublimit and an exclusion.

What Business Owners Say

They Thought They Were Covered Too

★★★★★

"Found out my $1M policy had a $25K ransomware sublimit buried on page 34. My broker had no idea. Fixed it at renewal for $400/year more."

Sarah K.
Owner, 18-person accounting firm
★★★★★

"We had zero social engineering coverage. After a near miss with a fake invoice scam, I uploaded our policy and had the gaps fixed within a week."

Marcus T.
CEO, regional logistics company
★★★★★

"I sent the CyberReadyCheck report straight to my broker. She was impressed — and surprised. We added three endorsements we never knew we needed."

Priya M.
Owner, dental practice (12 staff)

Don't Find Out the Hard Way.

It takes 60 seconds to know if your business is actually protected. Do it now, before you need to file a claim.

Check My Policy — Free